General Financial Literacy

Calendar

Fall 2025

Methods of Teaching General Financial Literacy
September 10 - October 13
Online Canvas Course
Cost: Free to Utah Educators
MIDAS Education Online Registration
Course #60921, Section ID: 123244

This course is required for those working toward a GFL endorsement; these registrants will receive priority. However, all GFL educators are invited to attend as the course covers newly revised strands and standards. The course will be offered twice a year, fall and spring.

Course Information

Course Description

The General Financial Literacy (GFL) course encompasses standards that are essential to the development of basic financial and economic reasoning. Resource management and decision-making skills will be emphasized as students explore strategies on how to manage and protect the money they earn, keep, and spend. The goal of GFL is to help students to become financially responsible and conscientious members of society as they contribute to their own financial well-being. Students should feel empowered to achieve financial success. This course is for juniors and seniors, is required for graduation, and can be taken online, in a traditional setting, or for concurrent enrollment credit. 

Levels: Grades 11-12
Units of Credit: 0.50
Core Code: 01.00.00.00.100
Prerequisite: None

General Financial Literacy Strands and Standards
General Financial Literacy Comparison New Standards to Old Standards

End-of-Course Assessment

The General Financial Literacy course is a required course for high school graduation in Utah. As mandated by Utah Code 53E-3-505 and Board Rule R277-704, a statewide online end-of-course assessment must be administered to all students enrolled in the GFL course.

Assessment Details:

• Provider: YouScience
  If you need help accessing YouScience to complete your testing, please email Paul Ashby.
  If you need remote proctoring, please email Kellie Openshaw. 
• Cut Score: To align with national norms, the cut score for passing the assessment has been changed to 74%.
• Pre-Test: The pre-test must be administered within the first two weeks of the course. Pretesting is available for all GFL exams and is included in the GFL state contract, not the CTE contract.
• Post-Test: The post-test must be administered within the last three weeks of the course.
• Retakes: Retakes are available for students and must follow this policy:
• 1st retake: 1-day waiting period
• 2nd retake: 3-day waiting period
• 3rd retake: 7-day waiting period

This assessment is a crucial tool for measuring student proficiency. It analyzes results at the school, district, and state levels. The Financial and Economic Literacy Task Force analyzes the results to help improve financial literacy education in Utah. 

The Utah State Board of Education (USBE) is responsible for administering the GFL course and its corresponding assessment in the same way as other core standards courses. The assessment is aligned with the General Financial Literacy strands and standards.

Educator Endorsement

General Financial Literacy Endorsement

The General Financial Literacy Endorsement attaches to a Secondary or CTE License. To be eligible for an endorsement, you must hold a current license. If you do not have a license, stop and complete the Associate Educator License (AEL) application process before moving forward with the endorsement application.

Application Submission

1. Download and complete the related endorsement application.
2. Each CTE Career Cluster has specific applications; please use the correct endorsement application. 
3. Save and upload the application to the SMApply platform.

All Educator Endorsement Applications must be submitted digitally to https://usbelicensing.smapply.us. Tutorial available at https://ior.ad/994G.

All original digital transcripts must be submitted (via Clearinghouse) to transcripts@schools.utah.gov. 

Learning Communities

There are 12 distinct learning communities with the focus on providing resources, training events, community outreach, and other endeavors that are tied to financial and economic literacy. The areas of support are found within these regional areas. To find information on who to contact for your region or area of focus, please contact April Painter.

Regions/ Areas